Posts Tagged
finances
One of the things that I’ve found out about investing is that it can be very confusing if you don’t know what you are doing. I played the stock market and put money in some other things, but it kept me longing for more. I wanted a way to invest that was simple and helpful, and at the same time earning some money. I didn’t need the “get rich quick” mentality; just an avenue to invest.
A few months ago I stumbled upon Betterment, a web application that lets you invest your money and makes it pretty easy to do so. It is a great service that gives you a wide variety of ways to educate you to make an informed decision about investing. But it doesn’t stop there; it is a site where you can put your money into stocks and bonds through Betterment’s portfolio.
For those of you that run a small business, you know that keeping track of your finances is very important. You want to make sure that every penny is accounted for that goes out and that comes in. As someone that does the finances for my wife’s photography business, I am always searching for a way to keep track of receipts.
Over the past couple of years, I have tried to scan them in with a scanner and kept them in an envelope, but have found both methods to be average at best. There is nothing great about them, but something was still missing. I think I found what I was looking for when I started using Lemon, a web app that helps you keep track of receipts.
When I was in college few years ago, and even as I’m running a business today, the word accounting always makes me cringe. I’m sure there are plenty of people like me across the globe. But there is no escaping account. Lack of proper accounting might lead to audits, penalties, and more. So it’s better to bite the bullet and get those finances in order. Fortunately, there are many web apps in the market to help you with it.
Outright dramatically streamlines the work involved with running a small business by helping entrepreneurs pay the right taxes, organize their income and expenses, and keep their businesses on track. Let’s see if the app is simple enough to use for those who aren’t really good at accounting.
Accountancy is a very respectable profession. There’s millions of the guys, all diligently working away like beaver to ensure every penny is accounted for. They keep business moving day-to-day, advise the board of directors and help us with our taxes. We love you guys. So all accountants, you can look away now.
Here’s the problem with accountants: They bore me. Imagine being visited by your child-self and having to explain why you spend all day staring at spreadsheets and not fighting fires, flying jet fighters, arresting bad guys, breaking world records or anything remotely cool. They also charge a killing.
Luckily for small and medium sized businesses, software has taken a large proportion of work from accountants and bookmakers. We still need them to have a look over accounts from time to time, but these days, the process can be largely automated. Wave Accounting is one such application that helps users keep track of their business transactions. But does it match up to what we should expect of accounting software? Better yet, can it help you get by without relying on your accountant so much?
Do you have a hard time keeping up with where your money is going? It’s hard enough to know how much you have in your checking account, not to mention how much you have it other accounts or owe on loans or credit cards. As tax season rapidly approaches, most of us realize that we need to do a better job at keeping up with our money. Problem is, most programs for managing your finances are expensive and difficult to use.
Managing your finances isn’t a hopeless quest, though. Today we’re going to look at Mint.com, a popular finance management web app that helps you keep up with all of your accounts, budgets, and more. Mint was acquired by Intuit, the company behind Quicken and TurboTax, in 2009, but it’s kept its original simple interface and no-nonsense approach to managing finances while bringing tighter integration with TurboTax. Keep reading to see if Mint is what you need to get your finances under control.
Managing money can be as difficult as earning it. Proverbs like “A dollar save is a dollar earned” are awfully nice to read and quote but can be tough to put into practice. Starting to track the money you spend is one of the simplest first steps one can take. Once you see how much is going where, you will automatically scramble to cut down wasteful expenses.
Since our generation is known for its acute ADD, noting down every expense on a notebook or an iPhone app won’t last more than a couple of days. In the aftermath of the personal finance revolution spearheaded by Mint, there are a ton of online apps to help you pinch personal & business pennies and after the jump we’ve a compiled a few for your financial well being.
Sharing expenses with your roommates can be a fast way to wind up without roommates: arguments over whether someone paid their share of the rent or borrowed some cash can quickly devolve into an argument. In order to avoid those disagreements, Bills Are In offers an online application that will allow any shared household — whether we’re talking about roommates, significant others or anyone else who happens to be living with you — to manage money simply.
There are several money management tools online, although few allow multiple people to easily manage household expenses and income together. Bills Are In is up against web applications like Mint; considering very few people are willing to track their money in multiple places, that could be a very hard fight.
When you run your own business, there comes the moment where you have to decide who’s going to do the bookkeeping. There’s no choice about whether or not it needs to be done, only who is going to get it done.
For small shops and many freelancers, the choice they make is often to do it themselves. When keeping costs at a minimum is a necessity, hiring out even an inexpensive bookkeeper or accountant is simply often not an option. The good news is that with the rise in online banking, there are plenty of web-based options for business owners to choose from.
Another giveaway comes to an end. After perusing through the comments and tweets in response to our Pulse competition, I’ve selected two lucky recipients.
When you go out on your own, there comes that moment where you feel a little panicked about the management of your money. With the freedom of being your own boss, there comes the full responsibility over every aspect of your business.
Having a good tool to track and visualize exactly where your money is coming and going is vital to a healthy business. Especially for those of us who have a poor track record with managing our funds. Pulse is a one such tool.
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