Managing money can be as difficult as earning it. Proverbs like “A dollar save is a dollar earned” are awfully nice to read and quote but can be tough to put into practice. Starting to track the money you spend is one of the simplest first steps one can take. Once you see how much is going where, you will automatically scramble to cut down wasteful expenses.
Since our generation is known for its acute ADD, noting down every expense on a notebook or an iPhone app won’t last more than a couple of days. In the aftermath of the personal finance revolution spearheaded by Mint, there are a ton of online apps to help you pinch personal & business pennies and after the jump we’ve a compiled a few for your financial well being.
One of the largest barriers facing small business and freelancers is keeping track of invoicing, receipts, payroll and general accounting. This can be a problem because of the expense of the software and/or accounting firm. If you’re just getting started, you won’t want to invest in an expensive (and often outdated-looking) accounting suite, and Excel for data and Word for invoices will only go so far.
Now, along comes a service called Wave Apps — well, really it is just called Wave, but it is a collection of apps. The five services are designed to make life easier for the small business owner or freelancer. (more…)
Creating invoices is something every working professional has to do in order to get paid from their clients. Some prefer to use Microsoft Excel to create invoices while some people prefer to use online services or software. The problem with creating invoices in Excel is that one has to create a template first and then fill it with the required information. However, this may not be the most convenient method and may take some time to create.
One reason why I prefer online tools to create invoices is that you can easily manage and view all the invoices in few simple clicks and you can connect your PayPal or any other supported payment method with the service. This helps users find out how many invoices have been paid and so on.
At Web.AppStorm, we have shared some very useful invoicing apps, free and paid, that can help users create invoices. Today, we present to you another handy invoicing app that does not only allows users to create invoices and estimated but also allow them to manage their expenses from the same dashboard. The app is known as Scoreboard.
Tracking your expenses properly is really important for a business to sustain, even for individuals who want to find out how much money is going out of their pocket. Since I started working, one of the most difficult things for me was to keep track of how much money I spend every month. As I prefer to manage all my expenses and incomes myself, I also on a lookout for best apps that can help me make this task easier and less hectic.
I’ve tried many apps, but none ever hit the spot for me until I came across CashBase.
A lot of people that go to college don’t get the luxury of having it paid for, and most students graduate with tons of debt to pay. Fortunately, for me, I had parents that saved their hard earned money and wanted to be able to pay my tuition. Well, fast forward ten years and I am back in school again, but this time, I am on my own. I knew I was going to have to take out loans to go back, and we have a plan to pay it all, but it doesn’t hurt to get an even better strategy to assess things.
That is where Tuition.io comes in very handy. It’s a new web app that helps me visualize my payments and what I need to do. By the time I finish school in about a year and a half, I want to be able to be in a good financial position to pay off the loan as fast as I can, which means I want to start paying on it now. Tuition.io can help with this, and does a variety of other things to help ease your mind when it comes to paying for college.
Call me weird, but one of the things that I take pleasure in doing is our finances each month. I don’t know why, but I like to pay the bills and make sure that we are staying on track. One of the hardest things for me over the past few years is that with having a wife and a child as well as having a small business, we have a lot of accounts to manage. Now, even though I love to oversee our finances, I am not the best at keeping track of our spending and could probably do a better job. I have tried a couple of different ways to do this, but have not found something that I can stick with and find useful.
I wanted something where I could just dump all my accounts into and see where and how we are spending our money and where we can cut back. When I read about Personal Capital a few weeks ago, I figured I would try it out to see how well it would work for me. After putting it through its paces, I found that it definitely has some nice features that I like. Let’s take a look at it more and see whether this would be a good program for you.
Although I love to do the finances in our household, one thing that I have struggled with is keeping accurate records of our expenses and creating a budget. I tried so many different apps to make this happen, but I have never been able to settle on one that just works for me. For the longest time I was using Mint, and though that was great, the service was just too unstable for me. So the search continued for me and I actually resorted to just checking my bank account every day to see how we were doing financially.
Well, a few days ago, I saw an app called WalletMap and was instantly intrigued by how easy and simple it looked. When it comes to these expense and budget apps those are two words you don’t hear too often. So I decided to give it a whirl and for the past few days I have really liked what I have seen so far.
This time last year, I discovered an unknown web application for time tracking, invoicing and accounting named CronSync. My original review, which can be found here, was a positive one scoring an impressive 9/10.
Unlike some apps however, CronSync hasn’t been lying idle for the past twelve months. The team, based in Germany, has been hard at work upgrading and adding new features. For the past twelve months, I’ve watched CronSync slowly get better and better, and over the last two months several fantastic updates have convinced me that a second review was necessary.
If run a business, hate doing the books and are fed up with Excel, read on.
Any time you watch the news, you will find that most of the time, the main topics are related somehow to money. It has been around for centuries, but yet we still can’t seem to figure it out. Money can be a great thing, but yet so destructive as well.
One web app has come out recently that piqued my interest because it looked like it paid attention to the details when it comes to money. Budgetable, which is currently in beta, takes looking at your spending differently than some other apps that do similar functions, like Mint. Instead of just looking at your transactions and categories of spending, you get a more in depth look at your money and how it is affecting your savings.
It’s always important to manage your finances, whether by setting a budget or tracking daily expenses. While we often tend to track expenses well in the short term, it’s also equally important to remember to think about our finances long-term.
Balance Forecasting App is a web application that helps you focus on your finances in the long-term by keeping track of recurring monthly income and bills and then using that data to forecast your financial well-being in many different time periods. It wouldn’t be an app to manage your finances down to the last detail, but it’s a great way to get an idea of how much money and expenses you’ll have in the near future.