A lot of people that go to college don’t get the luxury of having it paid for, and most students graduate with tons of debt to pay. Fortunately, for me, I had parents that saved their hard earned money and wanted to be able to pay my tuition. Well, fast forward ten years and I am back in school again, but this time, I am on my own. I knew I was going to have to take out loans to go back, and we have a plan to pay it all, but it doesn’t hurt to get an even better strategy to assess things.
That is where Tuition.io comes in very handy. It’s a new web app that helps me visualize my payments and what I need to do. By the time I finish school in about a year and a half, I want to be able to be in a good financial position to pay off the loan as fast as I can, which means I want to start paying on it now. Tuition.io can help with this, and does a variety of other things to help ease your mind when it comes to paying for college.
Call me weird, but one of the things that I take pleasure in doing is our finances each month. I don’t know why, but I like to pay the bills and make sure that we are staying on track. One of the hardest things for me over the past few years is that with having a wife and a child as well as having a small business, we have a lot of accounts to manage. Now, even though I love to oversee our finances, I am not the best at keeping track of our spending and could probably do a better job. I have tried a couple of different ways to do this, but have not found something that I can stick with and find useful.
I wanted something where I could just dump all my accounts into and see where and how we are spending our money and where we can cut back. When I read about Personal Capital a few weeks ago, I figured I would try it out to see how well it would work for me. After putting it through its paces, I found that it definitely has some nice features that I like. Let’s take a look at it more and see whether this would be a good program for you.
With the Christmas holiday fast approaching, for those of you that are like me and avoid the mall like it is a disease, you are probably doing a lot of online shopping. If you are also like me, you are just starting your shopping or aren’t done yet. I don’t know why I do this to myself every year, but I procrastinate to get my shopping done and because I stick to mainly online, I either have to spend more money on shipping fees, or suck it up and go to the mall.
Well, I have been playing around with an app that is perfect for those of you that like to online shop. Slice can help with all kinds of things when it comes to your impulse buys to ones you want to make sure you get on time. It’s a great app for those that want to keep better record of what they buy and how much they spend online.
Keeping up with your finances can be tricky, especially if your pay and bills aren’t consistent every month. But you know what’s even harder to keep track of? Investments. Those tricky things have the bad habit of gaining and losing value all the time, and knowing the actual amount you have in stocks and bonds at any given time is usually a guess at best. Then, if you want to know if your investments are actually working out good for you, you’ll need a ton more research … and luck.
SigFig is a new web app that aims to make it much simpler to keeps tabs on your portfolio and know exactly what you have and what’s happening with your investments in real-time. Let’s take a look and see if it’s the app you’ve been needing to take the guesswork out of investing.
Although I love to do the finances in our household, one thing that I have struggled with is keeping accurate records of our expenses and creating a budget. I tried so many different apps to make this happen, but I have never been able to settle on one that just works for me. For the longest time I was using Mint, and though that was great, the service was just too unstable for me. So the search continued for me and I actually resorted to just checking my bank account every day to see how we were doing financially.
Well, a few days ago, I saw an app called WalletMap and was instantly intrigued by how easy and simple it looked. When it comes to these expense and budget apps those are two words you don’t hear too often. So I decided to give it a whirl and for the past few days I have really liked what I have seen so far.
A quote is the first vital step in a sales process. A competent quote doesn’t just have the right price, but also is a business document with all the details relevant to your bid. Professional formatting, highlighting important sections prominently and visual appeal are important factors that grab the attention of the clients.
Bidsketch is an application that lets you create, track, customize, and design beautiful proposals. The developers claim that with this app you can create proposals in half the time. After the break, let’s put their claim to test.
There’s dozens of text editors and to-do list apps to choose from on the internet, but precious few financial apps that are actually good. Unlike task management and simple to-do lists, tracking financial activities using an app requires more discipline and delivers more consequential results.
As someone who never really had much success with planning how to spend money, I found Pocketsmith to be quite compelling and motivational. Pocketsmith is a money management application that tracks and schedules your finances by plotting them in a calendar. It’s a planner for your wallet, and so much more.
I hate dealing with banks. In a world where currency has more meaning on screen than it does in hand, you would think that banks would be getting better and not worse. The best bank is typically the one you never have to deal with. I generally have to mentally prepare myself for a few days before I call a bank as I know it is going to raise my blood pressure a few points.
Simple.com aims to change that. They believe that well designed web and mobile applications can improve the overall banking experience. In keeping it simple and beautiful, they believe they can make banking a positive experience.
So far, it’s working (more…)
Until I review CronSync over a year ago, I wasn’t sold on using an application to track work hours and manage invoicing. I was perfectly content with my pre-formatted invoice document which I’d print to PDF. Since then automating the process has taken off among freelancers, home businesses and even larger studios and companies. A quick search on the Freelance Switch forums will reveal lengthy discussions on the topic.
Ballpark, a similar app with more of a focus on billing, has recently given their service a facelift promising to make things much better. The last time Ballpark was discussed on Web AppStorm was 2009. Apart from the blue colour scheme, the app looks almost unrecognizable as the same app, with its fully redesigned interface that sets it apart from the crowd of competitors.
Their new version that just went live this week offers the user increased functionality, easier navigation and an updated feel for the app. My question is whether or not it’s a viable option for a freelancing business. Let’s take a look.
As a business owner, keeping track of your invoices and reminding customers when payment is due can be an extremely laborious and even embarrassing chore. However, it is a chore that needs to be done, because no payments means no cash coming into your business, which is not exactly ideal, to say the least.
Although most accounting programs will remind you when an invoice is due for payment, they don’t actually take care of the entire reminding and collections process. This is where ZenCash comes in. Not only will it integrate with your existing accounting program and synchronize all the data on outstanding invoices, but it also takes care of the collections process quickly and efficiently, so you won’t even have to lift a finger.
Let’s look at it in a bit more detail.